11/5/2022 0 Comments Home inventory service![]() ![]() NOTICE: This information is provided solely as an insurance risk management tool. We care deeply about our policyholders, which is why we strive to continually evolve the digital experience. Our digital Customer Care center offers a tailored experience with increased functionality for insureds. Our mission is to help our policyholders feel secure, appreciated, and respected, especially when adding assets to your home. ![]() The more you can document, the easier things will be in the event of a loss. There are many options in the iTunes and the Google play store. Taking inventory can help you decide what items you want to keep, and what items you have been unnecessarily storing in your house.We also recommend looking up free or paid home inventory apps. Maybe you have a kitchen appliance stuffed in a cupboard that you haven’t thought of since Thanksgiving of 2003. ![]() Maybe you have five winter jackets, and only wore two last year. While you are already setting aside the time to evaluate all your possessions, you can take this time to downsize and declutter any items you no longer find necessary. If you need to file a claim, video proof can be helpful. #HOME INVENTORY SERVICE SERIAL#Walk through your house, and zoom in on specific items and serial numbers. Another option that can document your possessions and is easy to do is recording a video. There are a number of smartphone apps available to download that make taking a home inventory a breeze. ![]() There are many methods to catalog the items in your home that don’t require hours on a computer. If spreadsheets scare you, don’t be alarmed. #HOME INVENTORY SERVICE FULL#Taking a full home inventory can ensure that you will be reimbursed for everything you own. #HOME INVENTORY SERVICE MOVIE#If there is a fire in your home, you’ll likely remember the large items, such as furniture, but what about the smaller items? Shoes, clothes, sports equipment, and movie collections can all add up pretty quickly. If you have valuable items such as collectibles, antiques, firearms, or jewelry, the more detail you can provide, the better. If there is a fire in your home, or you are robbed, a detailed list of what was destroyed or stolen can make a claim less stressful. If you tally all your property and it comes to $150,000, you now know that you need at least that much personal property coverage. Whether you are shopping for Renters Insurance for your first apartment, or have lived in the same house for years, a home inventory can validate if you have enough personal property coverage. You’ll be able to tell if you have enough coverage It’s a good idea to save several copies of this (think digital back-ups) since a physical list will likely be ruined or lost in the event of a claim. Many insurance carriers recommend keeping a home inventory so you have an updated record of all your possessions. While taking a home inventory sounds like a tedious and boring task, there are several reasons why you should set aside the time to take one. ![]()
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